| Profession | Salaried persons working in government, private or MNC companies and self employed professionals like Doctors, CA, CS, Architects |
| Eligible Age | 21 years to 60 years |
| Minimum Income for Loan Eligibility | Rs. 25,000 per month for salaried; Rs. 5 Lakh gross annual receipts for professionals |
| Work Experience Required | 3 years and above |
| Experience in Current Company | Varies from 1 month to 1 year |
| Minimum CIBIL Score | 650 |
| Maximum EMI as percent of Income | 65% |
Gold Loan
Apply Now Know More
- Identity proof: Aadhar Card, Valid Passport, Valid Voter ID Card or a Valid Driving License
- Address proof: Ration card/passport/telephone/rental agreement/electricity bill
- 6 months bank passbook or last 3 months bank statement
- Recent salary slip or current salary certificate.
- Latest Form 16
- PAN Card: For Company /Firm/ individual
- Identity proof: Passport/ Aadhaar Card/Voter’s ID card/Driving License/Pan Card
- Address proof: Aadhaar Card/Passport/Driving License/ Voter ID-Card
- Latest 6 months Bank Statement
- Latest ITR along with computation of income, recent Balance sheet along with Profit & Loss a/c (CA Certified /Audited) for the last 2 years
- Proof of continuation
- Apart from these documents, other compulsory documents are – Sole Proprietorship Declaration Or Certified Copy of Partnership Deed, Certified original copy of Memorandum and Articles of Association (certified by Director) and Board resolution (Original)