Profession | Salaried persons working in government, private or MNC companies and self employed professionals like Doctors, CA, CS, Architects |
Eligible Age | 21 years to 60 years |
Minimum Income for Loan Eligibility | Rs. 25,000 per month for salaried; Rs. 5 Lakh gross annual receipts for professionals |
Work Experience Required | 3 years and above |
Experience in Current Company | Varies from 1 month to 1 year |
Minimum CIBIL Score | 650 |
Maximum EMI as percent of Income | 65% |