नई औद्योगिक नीति में छोटे उद्यमियों के लिए विशेष सुविधा, एक सप्ताह में शुरू कर सकेंगे उत्पादन
• रोजगारपरक निर्यात क्षेत्र को निर्यात पर नहीं बल्कि उत्पादन के आधार पर मिलेगी सब्सिडी
• नई औद्योगिक नीति का पूरा फोकस एमएसएमई व निर्यात पर
• नई सरकार के गठन के तुरंत बाद घोषणा हो सकती है नई नीति की
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LOAN AGAINST PROPERTY (LAP)
A loan against property (LAP) i.e. Loan against the mortgage of property. The loan is given as a certain percentage of the property's market value, usually around 60% to 80% depend upon Property is what kind of nature. Further, nature of property means residential property, commercial property or agricultural property and available % of value of property would be also depend upon whether property is constructed or only land etc..
Type of Loan against property:
LOAN FOR COMMERCIAL PROPERTY: – Loan for purchase/ construction of commercial property in approved areas. This includes loans for office space, shops.
LOAN AGAINST PROPERTY FOR BUSINESS EXPANSION: It is also known as Business Loan with Collateral Security
LOAN AGAINST PROPERTY FOR PURCHASE OF ANOTHER PROPERTY: -To meet shortage of fund to buy another property.
LOAN AGAINST PROPERTY FOR PERSONAL PURCHASE: – LAP can also be used for personal purposes like Wedding etc.
LOAN REPAYMENT
Loan repayment is in Equated Monthly Installments (EMI) comprising of principal and interest through Post Dated Cheques/ Electronic Clearance System over a maximum period of 15 years. However, some Bank may provide even 20 years.
PROCESSING FEE AND OTHER CHARGES: -may vary Bank to Bank and nature of loan, property etc. even in some case may be nil.
CHARGEABLE RATE OF INTEREST: – Nature of property, Bank to Bank Policy, Purpose of Loan would be criteria for Rate of Interest.
HOME LOAN: – could be available at very cheap Rate of Interest in comparison to all type of Loan.
AJAY TRIVEDI (https://www.facebook.com/groups/1351826271637777/)
MBA(Finance & Marketing), M.Com.(Pure Commerce), L.L.B. & Fellow Member the Institute of Company Secretaries of India
A loan against property (LAP) i.e. Loan against the mortgage of property. The loan is given as a certain percentage of the property’s market value, usually around 60% to 80% depend upon Property is what kind of nature. Further, nature of property means residential property, commercial property or agricultural property and available % of value of property would be also depend upon whether property is constructed or only land etc..
Type of Loan against property:
LOAN for COMMERCIAL PROPERTY: – Loan for purchase/ construction of commercial property in approved areas. This includes loans for office space, shops.
LOAN AGAINST PROPERTY FOR BUSINESS EXPANSION: It is also known as Business Loan with Collateral Security
LOAN AGAINST PROPERTY FOR PURCHASE OF ANOTHER PROPERTY: -To meet shortage of fund to buy another property.
LOAN AGAINST PROPERTY FOR PERSONAL PURCHASE: – LAP can also be used for personal purposes like Wedding etc.
AJAY TRIVEDI (https://bhumicorporate.com/)
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